5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Hero Image
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5709
Zinnia Road
Westerville | Ohio

Where Seclusion

Is Absolute

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Jamie Curtis
Jamie Curtis
Presented At
$519,000
Bedrooms
3
Bathrooms
3
Living
2,504
SQFT
5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 1
5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 2
5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 3
5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 4
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5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 23
5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 24
5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 25
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5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. - Photo 33
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5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States. , Westerville , Ohio 43081

5709 Zinnia Road

Welcome to Westerville! Recent updates include new backyard landscaping, kitchen lighting, and paint. This exceptional newer construction home faces expansive green space that will not be developed. An open floor plan invites you into the kitchen where you can enjoy generous counter space, a large island, and walk-in pantry. Upstairs, all 3 bedrooms have walk-in closets. The primary suite offers a large bathroom with double vanity. Convenient 2nd floor laundry and a bright bonus loft that provides flexible living space. First floor office plus a built-in desk off of the mud room hall providing additional work-from-home options. Built in 2022 with attached 2-car garage. Upgrades include a gas fireplace, energy efficient low-e glass windows, Lennox gas furnace, and Whirlpool appliances. Convenient, turnkey living is waiting for you in Westerville and close to New Albany. Enjoy the best of both worlds!

Property

3D Street View Tour

Map showing 5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States.

Property Location

5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States., Westerville Ohio

Local Weather & Climate

Westerville, Ohio

Current Conditions Updated recently
38 °F
Overcast clouds
Feels Like 31°F
Humidity 64%
Wind 9 mph
Visibility 6.2 mi
Sunrise 11:46 AM
Sunset 11:35 PM
5-Day Forecast
Fri 13 Mar
Rain
High 56°
Low 38°
Sat 14 Mar
Clouds
High 48°
Low 32°
Sun 15 Mar
Clouds
High 67°
Low 42°
Mon 16 Mar
Clouds
High 65°
Low 34°
Tue 17 Mar
Clouds
High 28°
Low 21°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Westerville?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Ultra Luxury 136.6× median

Our perspective on current market conditions in Westerville. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
47
Buyer Score

Local Market Price Trends

Median home sale prices in Westerville, Ohio — ZIP code 43081 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $51,900,000
Area median: $380,000
+0.4% year-over-year (below the 3.5% historical avg)

Market Competition

38 days
Days on Market
Above typical
100.3%
Sale-to-List Ratio
Above asking

Future Value & Wealth Building

Starting investment: $519,000 20% down ($103,800)

40.5 years
Double Your Investment
Based on current market trends, your property value could double
$259,710
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$2,762
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$867,784
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $103,800 down payment could grow to $259,710 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.19
Every dollar invested today could become $1.19 in 10 years
$100 → 119 $1,000 → $1,187
+$25
$25/day
Your home may appreciate while you sleep
$172/week $747/mo $8,970/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$193K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -25% advantage over stocks
RENT 💸 -$286K
vs
OWN 📈 +$260K
$260K Potential Equity
vs $286K lost to rent over 10 years
$104K Down Payment Growth
2.5x
10yr
$260K
4.8x
20yr
$493K
8.4x
30yr
$868K
Wealth Comparison
×2
Equivalent to 2 average US homes
top 25%
US household wealth ranking
Median: $193K Yours: $868K
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
18
years
Optimistic
3.92% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $611K +18%
Market $616K +19%
Optimistic $762K +47%
$260K est. equity
20 Years
Conservative $720K +39%
Market $731K +41%
Optimistic $1.1M +116%
$493K est. equity
30 Years
Conservative $848K +63%
Market $868K +67%
Optimistic $1.6M +217%
$868K est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.6% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.7%. Market scenario reflects current 2.6% YoY trend from Redfin (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 43081 • 2022 ACS Data

64,746 Population
Median Age: 35.0
$90,043 Median Income
Above Average
$277,900 Median Home Value
Rent: $1,375
54.5% College Graduates
High

Housing

Homeowners 58.6%
Renters 37.3%
Vacancy Rate 4.1%

Employment

2.6% Unemployment
27.7% Work From Home

Education Attainment (Age 25+)

High School+ 97.6%
Bachelor's+ 54.5%
Graduate+ 22.0%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 5709 Zinnia Road, Westerville, OH 43081, Westerville, Ohio, United States features 3 bedrooms with 2,504 square feet of living space.
This property offers 2,504 square feet of living space.
This property is listed at $51,900,000, which equals $20727 per square foot.
In Westerville, home prices have increased 0.4% over the past year, homes typically sell within 38 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Westerville shows an active market. The market opportunity score is 47 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Westerville, Ohio. The property is situated in an established neighborhood with convenient access to local amenities and services.
Jamie Curtis

Jamie Curtis

Street Sotheby's International Realty

License #1522444

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